OneAsset Glossary

This is the single canonical glossary for OneAsset documentation. Any term used anywhere in the User Manual must map back to exactly one entry here (same spelling, capitalization, and meaning).

A property-first RWA investment platform that lets investors buy fractional ownership Shares of specific income-producing real assets using USDC, earn daily net yield in USDC (claimable to their wallet), and sell Shares in an in-app marketplace.

The shared on-chain and off-chain foundation that standardizes how OneAsset modules behave, integrate, and enforce global rules.

A real-world, income-producing item (e.g., building, land, facility) that is represented inside OneAsset as an Asset.

A real-world operating asset (e.g., clinic, warehouse, fintech hub, stadium, wind farm) that is represented inside OneAsset as an Asset.

The in-app representation of a Property or Business. Each Asset is represented on-chain as an Onchain Vault.

The on-chain wrapper for an Asset that standardizes accounting, enables issuance of Onchain Vault Shares, and supports yield distribution and secondary trading integrations.

Fractional ownership shares of a specific Asset. Shares entitle Shareholders to Yield and can be traded in the secondary market per platform rules.

Users who hold Shares and are eligible to receive Yield distributions.

Users who can fund an account and place buy orders. (In MVP, every user is an Investor; “Investor” may also be used as a general user label.)

The process that finalizes a transaction (primary or secondary), including all required confirmations and state transitions.

The platform-level lifecycle for adding funds to a user account and confirming usable balance.

Primary settlement currency used to invest in Assets, pay fees, and receive Yield.

Spendable USDC available to place orders or withdraw.

USDC or actions that are restricted until an eligibility requirement or processing step completes (e.g., verification checks, pending settlement, compliance review), as shown by platform status.

An inbound transfer that increases the user’s Available Balance (or On Hold balance first, depending on checks) after confirmation.

A confirmed funding event indicating funds are credited and available for use within the platform.

An outbound transfer that reduces Available Balance after confirmation and processing.

The unit price used to calculate order size for Shares.

The number of Shares currently available for purchase, as displayed on discovery and invest surfaces.

An instruction to purchase a specified quantity of Shares (or a specified USDC value of Shares) under the displayed price and fee breakdown.

An instruction to sell a specified quantity of Shares at the seller’s chosen price, subject to platform rules and available buyer demand.

The total amount paid/received for an order in USDC, exactly as displayed in the order panel (including the platform’s “include/exclude fees” display logic).

A unique identifier assigned to an order for tracking, support, and audit.

The smallest permitted fill size for a partially-fillable Sell Order (configured in Shares or USDC; must be displayed to the user in the sell flow).

The in-app secondary market where Shareholders can place Sell Orders and Investors can buy available Shares at listed prices, subject to settlement and compliance rules.

A sell order placed by a Shareholder on the Secondary Market to sell a specified amount of Shares under defined terms.

A Sell Offer execution mode where the order may be purchased in multiple transactions by one or more buyers until the full amount is filled.

The investor workspace that aggregates holdings, performance, and yield metrics across all owned Shares.

Net cashflow income generated by an Asset (e.g., rent), distributed to Shareholders in USDC.

The process that allocates Yield to Shareholders based on their Shares holdings and the distribution rules for that Asset.

Yield earned to date for a position/positions, including both claimable yield and any portion pending release/processing as displayed.

The portion of Accrued Yield currently available for the user to Claim to their wallet.

Transfers Yield to Claim to the user’s wallet and creates an Events Log record.

Realized profits when Shares are sold above their purchase price (event-based, unlike Yield).

A platform-level eligibility check required before certain actions are permitted (e.g., investing, claiming).

A user-facing record of material actions and state changes (deposits, buys, sells, claims, withdrawals, fee charges, and key processing events) with timestamps and identifiers.

A user’s current permission state to perform an action, determined by funding, compliance, and platform rules.

The user-facing chronological view of key states and events across funding, investing, settlement, and yield.

A user-facing message triggered by a status, warning, success, or error event.

Charges disclosed on the order panel (or relevant workflow surface) and recorded in ledgers/logs. Fees must always be presented with: fee name, calculation basis, and total amount.

A one-time fee charged when an order executes (buy and/or sell depending on policy).

A recurring or event-based fee charged for platform services (e.g., servicing, administration, reporting), as disclosed.

The value of an Asset (or an investor’s position) as determined by the platform’s valuation policy and displayed in the UI.

Total value of Assets/positions managed on the platform (portfolio- or platform-level aggregate).

A general return measure; in OneAsset UI and docs, ROI must specify whether it includes income distributions, price appreciation, and fees, and over what time horizon.

Net annual income yield (net income distributions). In OneAsset ROI math, APR is the net yield rate used for distribution assumptions unless explicitly stated otherwise.

Gross annual income yield before haircuts (e.g., vacancy, OPEX). Canonical relationship:

Estimated annual capital appreciation rate (CAGR of NAV/price), used for “End NAV” projections.

Headline annualized gross return estimate shown to users before fees and taxes, displayed as:

• CAGR = EAY + ECA Tooltip: “Estimated gross annual return before fees and taxes. Calculated as Gross Income Yield (EAY) + Capital Appreciation (ECA).”

A discounted cashflow metric representing the annualized effective compounded return rate considering timing of cash flows.

Income after operating expenses (and typically before financing costs); used in valuation and yield modeling.

A valuation ratio commonly expressed as NOI / Asset value; used in property/business valuation models.

A user who deposits USDC, invests in Assets by buying Shares, receives yield, and may sell Shares in the marketplace.

An Investor who currently holds Shares and is eligible to receive Yield.

An individual/entity that submits a Property or Business for listing and provides required documentation and disclosures.

A delegated operator responsible for property/business operations, reporting, and ongoing performance inputs according to platform requirements.

A participant (or designated entity) that verifies off-chain attestations and system-critical claims (e.g., valuation inputs, income confirmation, settlement confirmations) according to the platform’s verification policy.

Identity verification and anti-money-laundering checks required for eligibility. Documentation must treat this as a mandatory gating control where applicable.

The set of conditions a user must satisfy to access a workflow (e.g., deposit release, invest, trade, withdraw). Eligibility must be represented as a user-visible status when it blocks actions.